Ep. 23 – Emily Smith – Continuous Care Retirement Community – What Are Your Options?

If you think that retirement communities are for people who believe that their best days are behind them, think again. There are many misconceptions around continuing care retirement communities (CCRCs), including who they’re for, what services they provide, and how much they cost. These preconceived notions can put many people off from considering them, but they could be a desirable option for your future.

CCRCs are an increasingly popular choice for people transitioning into retirement. We wanted to find out more about these communities, so we invited Emily Smith, Director of Sales and Marketing at Glenaire retirement community, to join us and to answer some of our CCRC questions.

Emily has been in the retirement community industry for over 20 years and has seen it evolve to meet residents’ wider needs. She’s champions CCRCs as a fantastic solution for retirees looking for an easier way of living while still enjoying their independence. In this episode, Emily provides an overview of what you need to know about CCRCs and why you should consider them as a retirement option.

In this episode, find out:

  • What a continuing care retirement community (CCRC) is
  • What’s included in the five different CCRC contracts
  • Why you shouldn’t hesitate to join a waitlist
  • How diagnoses can affect applications
  • When to consider moving into a CCRC
  • How CCRCs are evolving to meet a wider range of health and dietary requirements
  • What options there are for spouses and joint applicants
  • How your long-term care insurance works within a CCRC

Tweetable Quotes:

“There is a price for peace of mind, it turns out. Because in our case, that’s really what our residents are buying into is that peace of mind knowing that their care needs would be met for life.”

“At Glenaire the age requirement [to move in] is 62. And if you’re a couple, the first person has to be 62, and the second person has to be at least 58. But because of our long waitlist times, we do have people that have started joining the waitlist in their 50s.”

“There really are no hidden fees for our residents. The monthly fee includes everything except their internet.”

Important Links & Mentions

  • Glenaire’s website
  • Call Glenaire on (800) 225-9573
  • Text the Secure Your Retirement hotline with your questions on +1 (984) 207-1753


If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!

To access the course, simply visit POMWealth.net/podcast.

To receive our free book, Get Off the Retirement Rollercoaster, leave a 5-star rating review on Apple Podcasts and send a screenshot to mailto:morgan@pomwealth.net.