Ep. 30 – Annuities – Why Ever Use Them – Part 2

Are you thinking of putting money into an annuity for your retirement?

You may have a lot of questions about how annuities work and the options available. With a range of annuities to choose from, you need to understand what they offer and how they can support your retirement plans.

In part two of our ‘Annuities – Why Ever Use Them’ series, we’re taking a closer look at retirement options, focusing specifically on deferred fix annuities. Showing you how they work and the benefits they can offer, we want to shine a light on a subject that’s often seen as overly complicated.

In this episode, find out:

  • What deferred fixed annuities are
  • The main types of deferred fixed annuities
  • How declared rate annuities work
  • How fixed index annuities work
  • How interest is credited on a fixed index annuity

Tweetable Quotes:

“You cannot lose money due to market volatility in a fixed index annuity” – Murs Tariq

“Fixed annuities mean that the insurance company guarantees my principal” – Radon Stancil

Important Links & Mentions


If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!

To access the course, simply visit POMWealth.net/podcast.

To receive our free book, Get Off the Retirement Rollercoaster, leave a 5-star rating review on Apple Podcasts and send a screenshot to morgan@pomwealth.net.