Reviewing 2023: Retirement Podcast Resource List

Every week, we have podcasts come out, and as new listeners find us, it can get very tedious to find all the resources we provide. This week we have prepared an End of 2023 wrap up to highlight some of the episodes from this year. 

Reviewing 2023’s Episode List 

Finding an episode on your respective listening platform will vary, so we’re going to provide: 

  • Title 
  • Episode number 
  • Date 

We’ll also link to the location on our website where you can listen to each podcast to make it a bit easier to find. 

Ep. 193 – Navigating The Decision to Retire Now or Work Longer – January 16, 2023 

If you’re wondering if you can retire or if you’re ready to retire, you’ll love this episode. It can be an overwhelming process, so we take some time to outline important considerations such as: 

  • Budgeting 
  • Health and Age 
  • Goal and Interests 

This episode helps you think through your financial readiness to secure your retirement. 

Listen to the episode here. 

Ep. 197 – 10 Reasons Everyone Needs a Power of Attorney in Retirement – February 13, 2023 

Anything can happen at any time. A Power of Attorney, particularly a Durable Power of Attorney, is one that we’ve seen come up a lot this year with clients. Disability or incapacitation can happen at any time. 

We outline 10 very important reasons to have your Power of Attorney documents in order, including: 

  • Protecting Privacy 
  • Dealing with Tax Matters 
  • Having Someone to Manage Your Finances 

A Power of Attorney is up there in importance with your will and HIPAA authorization. 

You’ll learn the ins and outs of Power of Attorney documents in this episode. 

Listen to the episode here. 

Ep. 201 – Do You Need a Trust in Retirement? – March 13, 2023 

We did quite a few episodes on trusts this year because they’re such an important part of retirement planning. We’ve partnered with professionals in this area so that our clients can easily have a trust put in place for them. 

In this episode, we interview Andres Mazabel at Trust & Will. He addresses the common question, “Do I Need a Trust?”, to really help you understand if a trust is right for you or not. 

Listen to the episode here. 

Ep. 204 – Social Security Spousal Benefit in Retirement – April 3, 2023 

Social Security has a lot of complications, which is why we brought Heather Schreiber on to explain how spousal benefits work. In our example scenario, one client has worked their entire life, and his spouse did not. 

His spouse assumed that without working, she wouldn’t have Social Security, but we explained how she would receive $1,700 a month in benefits. 

For many couples, an additional $1,700 in benefits is completely finance-altering. If you’re close to Social Security age, this is certainly a good episode to listen to. 

Listen to the episode here. 

Ep. 208 – Maximizing Tax Benefits by “Bunching” – May 1, 2023 

If you’re charitably inclined, you can leverage “bunching” and donor-advised funds to save money on your taxes. In the episode, we discuss how you can bunch multiple years of contributions into one so that you can take a larger deduction. 

Utilizing this strategy has saved some of our clients hundreds or thousands of dollars. 

Listen to the episode here. 

Ep. 217 – You Have Enough to Retire, but How Do You Create an Income – July 3, 2023 

Creating income is challenging when you’re in the accumulation phase of life transitioning into the retirement phase. In this episode, we discuss how to put assets into buckets and methods that you can follow to have a consistent income. 

We talk about sequence of return risks and how to really have fun in retirement. 

Listen to the episode here. 

Ep. 219 – Annuities or CDs – What You Should Consider – July 17, 2023 

Last year, interest rates rose. For annuities and CDs, interest rates were favorable and therefore quite attractive to many people. In this episode, we cover what you need to think about when deciding between an annuity and a CD. 

Listen to the episode here. 

Ep. 223 – Protecting Against Cybersecurity Threats – August 14, 2023 

Cybersecurity is something that you may not expect to see on this list, but it’s a crucial topic that demands attention. Around this time of year (the holiday season), threats increase dramatically. 

You may receive spam and phishing threats from many directions, including texts and emails. 

We outline 14 items for you to consider to help protect yourself from these threats going into 2024. 

Listen to the episode here. 

Ep. 224 – Long-Term Care Planning Options – August 21, 2023 

Long-term care planning is something no one wants to think about, but it’s something that you really must dive into before you need it. Our guest Jessica Iverson talks with us about how this form of planning has evolved, the breakdown of increasing costs, and alternative options that are available. 

You do have options where you’re not stuck in a “use it or lose it” scenario, which is what we cover in great detail in this episode. 

Listen to the episode here. 

Ep. 226 – Integrated Wealth Management Experience in Retirement – September 4, 2023 

In this episode, we look at what integrated wealth management means and how it works in our practice. You will be interested in this episode if you want to know how we address: 

  • Income and tax planning 
  • Estate planning 
  • Long-term care 
  • Social Security 
  • Medicare 

Listen to the episode here. 

Ep. 231 – Social Security Taxation – How it Works in Retirement – October 9, 2023 

Many people are shocked to learn that they must pay taxes on their Social Security. We had our enrolled agent, Taylor Wolverton, CFP® walk us through: 

  • The factors and math behind Social Security Taxation 
  • How Social Security Taxation can impact your Retirement Planning 
  • How to know if you’ll be taxed on Social Security 

Listen to the episode here. 

Ep. 234 – Roth IRA – 5-Year Rule – Your Retirement – Part 2 with Denise Appleby – October 30, 2023 

Denise Appleby was our special guest during this episode, and she discusses Roth IRAs in such great detail that it’s a must-listen. We go over the rules for Roth accounts and conversions from start to finish in a nice and easy manner. 

Listen to the episode here. 

Ep. 235 – The Art of a Risk-Adjusted Portfolio in Retirement – November 6, 2023 

Risk in retirement exists, but you can use a risk-adjusted portfolio to hedge those risks. We explore determining risk tolerance and some of the strategy behind investment styles. We also take some time to define terms like: 

  • Core 
  • Tactical 
  • Structured notes 
  • Fixed income 

Listen to the episode here. 

Ep. 236 – Rae Dawson – The Basics of a CCRC – November 13, 2023 

Note: Rae was also on for Episode 236 on November 27 (listen here) for Part 2. 

Rae teaches a class on Continuous Care Retirement Community (CCRCs) at Duke University, and joined us on the podcast to dive in on the basics, such as: 

  • When’s the best time to join a community? 
  • Should you do an upfront or rent-only scenario? 
  • What to think about when choosing a CCRC? 

Listen to the episode here. 

Ep. 239 – Anne Rhodes – Estate Planning– Simplified – December 4, 2023 

Anne Rhodes from wealth.com helped us simplify estate planning in retirement. She works closely with us and our clients to explain: 

  • Legal documents you need 
  • Reasons to have a trust vs a will 
  • What certain documents do  

Listen to the episode here. 

We look forward to our new schedule going into 2024 where we’ll continue to provide relevant insights every Monday with a more structured format. 

Click here to schedule a call with us to discuss any of the topics above in greater detail. 

January 30, 2023 Weekly Update

We do love it when someone refers a family member or friend to us.  Sometimes the question is, “How can we introduce them to you?”   Well, there are multiple ways but a very easy way is to simply forward them a link to this webpage.

Here are this week’s items:

Portfolio Update:  Murs and I have recorded our portfolio update for January 30, 2023

This Week’s Podcast – Looking Ahead for 2023 in Retirement

In 2023, we’re committed to adding a lot of value with the information we’re putting out through this podcast.

In this episode of the Secure Your Retirement podcast, we look ahead at what we’ve prepared for you in 2023. We list some things to look forward to in our 2023 content, including the Secure Act 2.0, trust, social security strategies, IRMAA, tax planning, and quarterly updates.

 

This Week’s Blog – Looking Ahead for 2023

In 2023, there is a lot to look forward to, which is what we want to cover in this article today. We do want to alert you to our podcast for this blog post, which you can find here. With that said, we’ll have the following on our podcast and in our blog in the coming weeks/months:

Today we did a live online presentation explaining structured notes. 

We recorded that presentation for all that could not make it live.  CLICK HERE TO WATCH THE RECORDING

December 27, 2022 Weekly Update

We do love it when someone refers a family member or friend to us.  Sometimes the question is, “How can we introduce them to you?”   Well, there are multiple ways but a very easy way is to simply forward them a link to this webpage.

Here are this week’s items:

Portfolio Update:  Murs and I have recorded our portfolio update for December 27, 2022 

This Weeks Podcast – Looking Back – Taxes – Retirement Planning – Annuities

In this episode of the Secure Your Retirement podcast, we will cover three main topics we’ve covered throughout the year. We discuss the episodes focusing on tax planning, retirement planning, and annuities. Listen in to learn why you should ensure your financial advisor and CPA are connected and working together as a team.

 

This Weeks Blog – Looking Back – Taxes – Retirement Planning – Annuities

In our last podcast of 2022, we wanted to look back at the past year and help you find some of the great resources that we provided. We’re going to use this post to wrap up the year and help recap all the great topics that we’ve covered and what you need to know going into 2023.

Secure My Retirement Podcast: Where Is My Episode?

People lose a lot of things. One of the things that people lose a lot of is information. Open up your smartphone, and you’ll be bombarded with info from multiple sources:

  • News outlets
  • Blogs
  • Podcasts
  • Etc.

Well, as we’re moving closer to podcast 200, we’ve realized that our podcast list is massive. Navigating all of these episodes is difficult for us, so it must be extremely difficult for our listeners and readers, too.

We know that we have a ton of resources available, and today, our goal is to help you find the podcasts that you’re most interested in.

Note: We listed some of the most popular episodes, but we’re always expanding our library with new, great content.

Estate Planning:

  • EP 1Chess Griffin – How to Know What You Need for Your Estate Plan: Tips and information on how to know when an estate plan is good for you.
  • EP 73Chess Griffin – Do You Need a Trust?: Guide on the basics of a trust and what they can do for you.
  • EP 106What Should You Consider If Your Spouse Passes Away?: Episode about death. When a spouse dies, life changes and can be uncertain. We discuss this in greater detail.
  • EP 109Chess Griffin – Special Needs Trust – What You Need to Know: All about special needs trusts, what they are and how they can help you.
  • EP 135How to Create an Estate Plan Without the Stress: Episode on how to create an estate plan the stress-free way.
  • EP 1606 Considerations for Your Estate Plan: A great episode where we discuss all of the things to consider when making an estate plan.

Retirement Planning:

  • EP 8Planning for Retirement – How the Process Works – Part 1: 3-part series covering the entire retirement planning process.
  • EP 10Planning for Retirement – How the Process Works – Part 2: 3-part series covering the entire retirement planning process.
  • EP 12Planning for Retirement – How the Process Works – Part 3: 3-part series covering the entire retirement planning process.
  • EP 18How to Build an Income Plan For Retirement: A great episode if you’re worried about running out of money in retirement.
  • EP 22Looking at The Whole Picture in Retirement: Episode covering the multiple parts of retirement that go beyond just your total investment portfolio value.
  • EP 44How Do IRA and 401K Rollovers Work?: Key episode that walks you through rolling over an IRA or 401K.
  • EP 48How Much Do You Need to Retire?: An overview of how much money you need to truly retire.
  • EP 52The Retirement Planning Checklist: Complete checklist to have to plan for retirement.
  • EP 58Social Security – When is The Right Time?: A guide to knowing when Social Security is the right choice for you.
  • EP 88Having a Team Approach in Retirement: Informative episode on why having a team approach makes retirement easier.
  • EP 97Social Security Strategies: More key strategies that you can follow when considering taking Social Security.
  • EP 1184 Questions to Help Your Income Plan: Key questions that everyone should ask themselves when trying to create an income plan.
  • EP 157The Retirement Bucket Strategy: A key episode on creating a simple, three-bucket strategy that helps you have confidence in your retirement plan.
  • EP 162401k Versus IRA: Episode on removing the mystery of a 401k vs. IRA.

Taxes:

  • EP 13Tom Turner – Planning Taxes and Retirement: Insight from Tom on how to plan for taxes and retirement to keep money in your retirement.
  • EP 66How To Convert an IRA to a Roth IRA: Guide that talks about converting to a Roth account to let your money grow tax-free.
  • EP 94Tax Strategies for Non-IRA Brokerage Accounts: A key episode for someone with a non-IRA brokerage account.
  • EP 124IRAs – Required Minimum Distributions: Perfect for those reaching 72 and a half because you’ll need to take distributions.
  • EP 130Considerations For Charitable Giving: Are you charitably inclined? If so, this is the episode for you.
  • EP 133Steven Jarvis – Tax Planning for Retirement: Steven provides his insights on tax planning and how to plan around retirement.
  • EP 158Tax Planning Versus Tax Preparation: Learn the major differences between tax planning and prep and how they benefit you.
  • EP 161How Required Minimum and QCDs Work: How to leverage RMDs to contribute to a charity and not pay taxes on distributions.
  • EP 163Steven Jarvis – Mid-Year Tax Strategies: Steven is back again with an episode on mid-year tax strategies everyone should consider.

Portfolio Management:

  • EP 16Investing During Retirement – Buy and Hold or Active Management?: Learn about buy and hold, why we recommend active management and why buy and hold may not be the best option.
  • EP 19Bill Sherman – Buy and Hold is Dead: Bill shares his insights on why the buy and hold strategy is truly dead.
  • EP 56Asset Allocation or Strongest Assets: Learn the strongest assets to own and how to allocate them the best.
  • EP 146Risk Adjusted Portfolio – How It Works: Risk is scary because no one wants to lose the money they have invested. Learn what a risk-adjusted portfolio is and how it works.
  • EP 150What’s The Difference Between a Mutual Fund and an ETF?: Uncover the key differences between a mutual fund and ETF to understand which is better for you.
  • EP 153Bonds Versus Bond Alternatives: Bonds are not doing well. Learn about bond alternatives that can help you profile.
  • EP 159When Cash Is Good: Should you cash out of the market? Learn when cash is good and why you need to consider it at times.

Annuities:

  • EP 26 Annuities – Why Ever Use Them: Major series on annuities, part 1 of 8.
  • EP 30Annuities – Why Ever Use Them – Part 2: Part 2 of 8.
  • EP 34Annuities – Why Ever Use Them – Part 3: Part 3 of 8.
  • EP 38Annuities – Why Ever Use Them – Part 4: Part 4 of 8.
  • EP 41Annuities – Why Ever Use Them – Part 5: Part 5 of 8.
  • EP 46Annuities – Why Ever Use Them – Part 6: Part 6 of 8.
  • EP 47Annuities – Why Ever Use Them – Part 7: Part 7 of 8.
  • EP 54Annuities – Portfolio Implementation – Part 8: Part 8 of 8.
  • EP 128Should I Consider an Annuity in My Financial Plan?: Learn how to structure an annuity into your overall retirement plan if you think an annuity is right for you.

Whew! What a list. And we intend to keep producing great content for our podcast to help you learn how to secure your retirement and reach your financial goals.

Want to talk to us one-on-one?

Click here to schedule a call with us today.