Posts Tagged ‘retirement’
When Should a Business Owner Start Planning to Exit?
Most business owners we meet have done something that makes perfect sense and quietly creates a retirement problem. Every “good” year, they put money back into their business: new equipment,…
Read More2026 3rd Quarter Market and Economic Update: What Retirees Should Watch
Every quarter we sit down with Tom Siomades for a conversation about the big picture, the stuff that gets lost when you’re watching the market tick by tick. Tom put…
Read MoreLiving Your Best Retirement – Meet Vid and Nupam
Vid Desai has spent more than 40 years in the Raleigh-Cary area working in fields where the details decide the outcome. He started in pharmaceuticals at Glaxo and moved into clinical research…
Read MoreRetiring Before Your Spouse: Health Insurance, Income, and Timing
A couple sat across from us recently, and the wife said something that got a laugh in the room. The part she didn’t like about their retirement plan was getting up and…
Read MoreYou Have $1 Million in Your 401(k). Now What?
Watching your 401(k) cross the $1 million mark is a real accomplishment. It may represent 30 or 40 years of contributions, company matches, market growth, and the discipline to keep saving along…
Read MoreDo Fiduciaries Recommend Annuities? How They Can Fit into a Retirement Plan
“Are you a fiduciary?” It’s a question we hear regularly from people getting to know us. For someone familiar with annuities, that question can come with another one: How can a fiduciary…
Read MoreHow to Build a Retirement Plan That Actually Fits Your Life
Regardless of how much someone has saved, it’s rare to meet someone who feels completely certain they won’t run out of money in retirement. We’ve had that conversation with households that have around half a…
Read MoreTrump Accounts Explained: Eligibility, Benefits, Rules, and How They Work
For almost a year, “Trump accounts” have been one of those things people half remember hearing about and can’t quite explain. They came out of the One Big Beautiful Bill Act, signed into law on…
Read MoreAccounts for the Kids: The Full Comparison for Parents and Grandparents
A client asked last week which account he should open for his granddaughter, and the answer probably wasn’t what he expected. We told him there isn’t one. There are five, and the right combination depends entirely on what he’s trying…
Read MoreConcentrated Stock Positions How to Diversify and Minimize Capital Gains Taxes
You worked at the same company for twenty, thirty years. You got your stock through RSUs or an employee purchase plan, mostly because that was just how the job worked,…
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