Posts by kevin
September 7, 2026 Weekly Update
We do love it when someone refers a family member or friend to us. Sometimes the question is, “How can we introduce them to you?” Well, there are multiple…
Read MoreYou Have $1 Million in Your 401(k). Now What?
Watching your 401(k) cross the $1 million mark is a real accomplishment. It may represent 30 or 40 years of contributions, company matches, market growth, and the discipline to keep saving along…
Read MoreDo Fiduciaries Recommend Annuities? How They Can Fit into a Retirement Plan
“Are you a fiduciary?” It’s a question we hear regularly from people getting to know us. For someone familiar with annuities, that question can come with another one: How can a fiduciary…
Read MorePlanning for a Cost We’d Rather Not Need: Long-Term Care
Long-term care is one of those retirement expenses most of us would rather not need. We talk about it regularly with clients, including households with $2 million or more saved…
Read MoreHow RMDs, Roth Conversions, and Medicare IRMAA Can Affect Each Other
We recently sat down with someone who could walk us through their household’s retirement accounts almost entirely from memory. After managing the money for decades, the balances, contributions, and history were familiar territory. That knowledge had helped get…
Read MoreA Great Investment Can Become a Dangerous Retirement Risk
A woman sat across from us this week and told us, with real pride, how well her investments had done. She’d picked some of the biggest winners in the market over the last several years, and…
Read MoreHow to Build a Retirement Plan That Actually Fits Your Life
Regardless of how much someone has saved, it’s rare to meet someone who feels completely certain they won’t run out of money in retirement. We’ve had that conversation with households that have around half a…
Read MoreTrump Accounts Explained: Eligibility, Benefits, Rules, and How They Work
For almost a year, “Trump accounts” have been one of those things people half remember hearing about and can’t quite explain. They came out of the One Big Beautiful Bill Act, signed into law on…
Read MoreAccounts for the Kids: The Full Comparison for Parents and Grandparents
A client asked last week which account he should open for his granddaughter, and the answer probably wasn’t what he expected. We told him there isn’t one. There are five, and the right combination depends entirely on what he’s trying…
Read MoreConcentrated Stock Positions How to Diversify and Minimize Capital Gains Taxes
You worked at the same company for twenty, thirty years. You got your stock through RSUs or an employee purchase plan, mostly because that was just how the job worked,…
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