Financial
2026 3rd Quarter Market and Economic Update: What Retirees Should Watch
Every quarter we sit down with Tom Siomades for a conversation about the big picture, the stuff that gets lost when you’re watching the market tick by tick. Tom put…
Read MoreLiving Your Best Retirement – Meet Vid and Nupam
Vid Desai has spent more than 40 years in the Raleigh-Cary area working in fields where the details decide the outcome. He started in pharmaceuticals at Glaxo and moved into clinical research…
Read MoreRetiring Before Your Spouse: Health Insurance, Income, and Timing
A couple sat across from us recently, and the wife said something that got a laugh in the room. The part she didn’t like about their retirement plan was getting up and…
Read MoreYou Have $1 Million in Your 401(k). Now What?
Watching your 401(k) cross the $1 million mark is a real accomplishment. It may represent 30 or 40 years of contributions, company matches, market growth, and the discipline to keep saving along…
Read MoreDo Fiduciaries Recommend Annuities? How They Can Fit into a Retirement Plan
“Are you a fiduciary?” It’s a question we hear regularly from people getting to know us. For someone familiar with annuities, that question can come with another one: How can a fiduciary…
Read MorePlanning for a Cost We’d Rather Not Need: Long-Term Care
Long-term care is one of those retirement expenses most of us would rather not need. We talk about it regularly with clients, including households with $2 million or more saved…
Read MoreHow RMDs, Roth Conversions, and Medicare IRMAA Can Affect Each Other
We recently sat down with someone who could walk us through their household’s retirement accounts almost entirely from memory. After managing the money for decades, the balances, contributions, and history were familiar territory. That knowledge had helped get…
Read MoreA Great Investment Can Become a Dangerous Retirement Risk
A woman sat across from us this week and told us, with real pride, how well her investments had done. She’d picked some of the biggest winners in the market over the last several years, and…
Read MoreHow to Build a Retirement Plan That Actually Fits Your Life
Regardless of how much someone has saved, it’s rare to meet someone who feels completely certain they won’t run out of money in retirement. We’ve had that conversation with households that have around half a…
Read MoreTrump Accounts Explained: Eligibility, Benefits, Rules, and How They Work
For almost a year, “Trump accounts” have been one of those things people half remember hearing about and can’t quite explain. They came out of the One Big Beautiful Bill Act, signed into law on…
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