Financial
The Domino Effect – Why One Smart Retirement Move Can Undo Another
Most of the people who sit down with us in October and November have done their homework before they walk in. They’ve read about a strategy, run a calculator or…
Read MoreHow to Live Your Best Retirement: Meet Jerry
Most of the couples we meet are 5 to 10 years from retirement, and nearly all of them walk in wondering whether they’ve saved enough to make it through retirement.…
Read MoreWhen Should a Business Owner Start Planning to Exit?
Most business owners we meet have done something that makes perfect sense and quietly creates a retirement problem. Every “good” year, they put money back into their business: new equipment,…
Read More2026 3rd Quarter Market and Economic Update: What Retirees Should Watch
Every quarter we sit down with Tom Siomades for a conversation about the big picture, the stuff that gets lost when you’re watching the market tick by tick. Tom put…
Read MoreLiving Your Best Retirement – Meet Vid and Nupam
Vid Desai has spent more than 40 years in the Raleigh-Cary area working in fields where the details decide the outcome. He started in pharmaceuticals at Glaxo and moved into clinical research…
Read MoreRetiring Before Your Spouse: Health Insurance, Income, and Timing
A couple sat across from us recently, and the wife said something that got a laugh in the room. The part she didn’t like about their retirement plan was getting up and…
Read MoreYou Have $1 Million in Your 401(k). Now What?
Watching your 401(k) cross the $1 million mark is a real accomplishment. It may represent 30 or 40 years of contributions, company matches, market growth, and the discipline to keep saving along…
Read MoreDo Fiduciaries Recommend Annuities? How They Can Fit into a Retirement Plan
“Are you a fiduciary?” It’s a question we hear regularly from people getting to know us. For someone familiar with annuities, that question can come with another one: How can a fiduciary…
Read MorePlanning for a Cost We’d Rather Not Need: Long-Term Care
Long-term care is one of those retirement expenses most of us would rather not need. We talk about it regularly with clients, including households with $2 million or more saved…
Read MoreHow RMDs, Roth Conversions, and Medicare IRMAA Can Affect Each Other
We recently sat down with someone who could walk us through their household’s retirement accounts almost entirely from memory. After managing the money for decades, the balances, contributions, and history were familiar territory. That knowledge had helped get…
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